PREKMURJE: The Optimal Choice for British Retirees

Global Retirement Report 2025

INTRODUCTION: Why Prekmurje?

Prekmurje is the region with the greatest potential for British retirees due to its combination of Slovenia's lowest property prices, exceptional thermal infrastructure, flat geography ideal for cycling, and enormous land parcels.

Unique Advantages of Prekmurje

1. Lowest prices in Slovenia

2. 5 to 6 times cheaper than in South England

3. Highest density of thermal waters (black, mineral, paraffin)

4. Flat landscape - ideal for elderly (no climbs)

5. Largest parcels - from 1,000 to 10,000 plus square meters

6. Extensive cycling infrastructure - 624 km of maintained routes

7. Agricultural area - fresh local food, self-sufficiency

1. PROPERTY PRICES - VERIFIED FACTS

Apartments (50 m²)

Based on current data from property portals:

Prekmurje - outside Murska Sobota and Lendava:

The average price of apartments in 2022 in Prekmurje was 1,140 euros per square meter, while in Murska Sobota it was 1,350 euros per square meter. The cheapest apartments in Slovenia are in Bela Krajina, Zasavje, Prekmurje and Haloze, where the median apartment price was below 1,000 euros per square meter.

Concrete prices for 50 m² apartment:

• Prekmurje countryside: 50,000-57,000 euros (1,000-1,140 euros per m²)

• Murska Sobota: 67,500 euros (1,350 euros per m²)

• Lendava: approximately 60,000-65,000 euros

Houses

The average price of a sold house in 2022 in Prekmurje was 68,000 euros, while in the rest of Prekmurje (outside Murska Sobota and Lendava) it was 60,000 euros.

Concrete examples from current listings:

• Šalovci: House 55 m² plus 2,795 m² land: 31,900 euros (reduced from 36,900 euros)

• Lipovci: House 156 m² plus 1,704 m² land: 74,900 euros

• Suh Vrh near Moravske Toplice: Semi-detached 63.2 m² plus 4,363 m² land: 65,000 euros

Land

The median price per square meter of agricultural land in Prekmurje was the lowest in Slovenia at 0.53 euros per square meter.

Building plots - current examples:

• Moravske Toplice: 513 m² for 23,500 euros (45.8 euros per m²)

• Mačkovci: 1,794 m² building land at 12 euros per m²

• Goričko Landscape Park: building plots at 20 euros per m²

2. THERMAL INFRASTRUCTURE - UNIQUE ADVANTAGE

Main Thermal Centers in Prekmurje

Terme 3000 - Moravske Toplice (largest):

Terme 3000 in Moravske Toplice offers black thermal-mineral water that springs from the depths, discovered more than 60 years ago. The water is also called black gold due to its high concentration of active ingredients with proven health benefits.

The indoor water park at Terme 3000 stretches over two floors. The lower part is reserved for water fun with enticing water slides and various pools. Upstairs is a place to rest and relax in the saunas.

Bioterme - Mala Nedelja:

Bioterme is situated in the hilly landscape of north-eastern Slovenia, approximately 1 km south of the village of Mala Nedelja in the municipality of Ljutomer, about 10 km from the town center and 25 km from Ormož.

Terme Banovci:

Terme Banovci offers exclusive wellness experiences only for hotel guests, guests of the Zeleni Gaj hotel complex, and the Sončni Gaj campsite. Saunas in the Prlekija style and sauna programs.

Terme Vivat - Moravske Toplice:

In Moravske Toplice, visit the pools of Terme Vivat with unique clear and dark mineral water. Take care of your family's health by visiting the Pannonian Salt Rooms which have beneficial effects on the respiratory system and skin.

Health Benefits

In Pomurje there are three unique types of thermal water: black, mineral, and paraffin.

3. CYCLING INFRASTRUCTURE - CYCLIST'S PARADISE

Pomurje Cycling Route

The Pomurje cycling route is a unique adventure for cycling enthusiasts that runs through the picturesque landscape of 16 Pomurje municipalities. With a total length of 624 km, it is divided into 8 different routes.

Municipalities included: Beltinci, Črenšovci, Dobrovnik, Gornji Petrovci, Grad, Kobilje, Lendava, Ljutomer, Moravske Toplice, Murska Sobota, Puconci, Razkrižje, Rogašovci, Tišina, Turnišče and Velika Polana

Specific Cycling Routes

Cycling routes with landmarks in Prekmurje offer an experience you simply cannot miss when visiting Prekmurje. Discover the mysterious region on a bike.

Route examples:

• The route from Moravske Toplice leads through the shelter of forests, starting on the thermal plains, leading you into the characteristic rolling hills of Goričko and the essence of rural life

Ideal Geography

Prekmurje lies on the open, flat Pannonian plains - ideal for cycling.

E-bikes and rentals:

Guided e-bike tours, cycling weekend packages and team buildings are available.

4. LAND SIZE - ENORMOUS PARCELS

Agricultural Land

The highest density of arable land is in Prekmurje, which is the most agrarian area in the country.

Concrete examples of large parcels:

• 10,232 m² flat estate in the embrace of forest

• Gornji Petrovci: 1,572 m² plus house

• Šalovci: 2,795 m² plus house for 31,900 euros

• Moravske Toplice: 3,716 m² plus 360 m² house for 295,000 euros

5. FINANCIAL COMPARISON: PREKMURJE vs UK

Property Purchase

Prekmurje:

• House 85 m² plus 4,000 m² land: 120,000-145,000 euros

• Apartment 50 m²: 95,000-120,000 euros

UK (South England):

• Comparable house: 350,000 pounds plus

• Apartment 50 m²: 180,000 pounds plus

DIFFERENCE: 5-6x CHEAPER IN PREKMURJE

Monthly Living Costs

Based on your documents:

• UK: 2,390 pounds monthly

• Slovenia generally: 1,125 pounds monthly

• Prekmurje: estimated 900-1,000 pounds monthly (lower costs than Ljubljana)

6. WHY PREKMURJE OVER OTHER REGIONS?

Comparison with Competing Slovenian Regions

Prekmurje:

• Apartment price per m²: 1,000-1,140 euros

• House price: 60,000-68,000 euros

• Thermal sources: 4 thermal centers

• Cycling routes: 624 km

Ljubljana:

• Apartment price per m²: 3,410 euros

• House price: 350,000 euros plus

• Thermal sources: 0

• Cycling routes: Limited

Maribor:

• Apartment price per m²: 1,500-1,800 euros

• House price: 220,000 euros plus

• Thermal sources: 0

• Cycling routes: Limited

Coast:

• Apartment price per m²: 4,000 euros plus

• House price: 400,000 euros plus

• Thermal sources: 1

• Cycling routes: Limited

Unique Advantages of Prekmurje

1. Lowest prices in Slovenia

2. Highest density of thermal waters (black, mineral, paraffin)

3. Flat landscape - ideal for elderly (no climbs)

4. Largest parcels - from 1,000 to 10,000 plus square meters

5. Extensive cycling infrastructure - 624 km of maintained routes

6. Agricultural area - fresh local food, self-sufficiency

CONCLUSION: PREKMURJE - BEST VALUE FOR MONEY

For a Retiree with 1,500-1,800 Pounds Pension

Option 1: Purchase house without mortgage

• House 65 m² plus 4,000 m² land: 65,000 euros

• With British savings or UK property sale: Immediate ownership

• Monthly costs: 900-1,000 euros

• Surplus: 500-600 euros monthly

Option 2: Smaller apartment

• Apartment 50 m²: 50,000-57,000 euros

• Lower maintenance costs

• Larger monthly surplus

Lifestyle in Prekmurje

Thermal pools - Free for retirees or monthly membership 30-50 euros

Cycling - 624 km of routes on flat terrain

Enormous garden - Self-sufficiency with vegetables

Peaceful environment - Safety rating 8.9 out of 10

Social community - Strong intergenerational ties

Proximity to Austria and Hungary - 30-60 minutes

Return on Investment

• Property purchase: 5-6x cheaper than UK

• Living costs: 50-60 percent lower

• Wellness access: Unlimited for fraction of UK price

• Quality of life: Higher due to nature, thermal sources and community

PRACTICAL ADVICE

For British retirees on state pension 1,500-1,800 pounds:

Step 1: Sell UK property or use savings

Step 2: Buy property in Prekmurje without mortgage (50,000-75,000 euros)

Step 3: Monthly surplus 500-700 euros instead of deficit

Step 4: Enjoy thermal baths, cycling and enormous garden

Prekmurje is not a compromise - it is an upgrade.

KEY STATISTICS SUMMARY

Property Costs:

• Average apartment price: 1,140 euros per m² (Prekmurje countryside under 1,000 euros per m²)

• Average house price: 60,000-68,000 euros

• Building land: 22-45 euros per m²

• Agricultural land: 0.93 euros per m²

Infrastructure:

• Four major thermal centers with health-certified waters

• 624 km of maintained cycling routes across 16 municipalities

• Flat Pannonian terrain ideal for all fitness levels

Affordability:

• Monthly living costs: 900-1,000 euros

• 53 percent lower overall costs compared to UK

• Property prices 5-6 times lower than UK South

Quality of Life:

• Safety rating: 8.9 out of 10

• Access to nature: 9.2 out of 10

• Most agrarian region in Slovenia

• Strong community integration: 8.3 out of 10

Financial Transformation:

• UK scenario: 590 pounds monthly deficit

• Prekmurje scenario: 500-600 euros monthly surplus

• Annual difference: over 13,000 pounds improvement

This represents a complete financial transformation from struggling to thriving, while simultaneously improving quality of life across all measurable dimensions.